Malta’s Residency by investment program is exactly governed under national immigration law and regulated by the Malta Individual Investor Programme Agency (MIPA). This program actually identifies numerous investment options that include:
Category 1:
Real estate purchase in approved urban locations with a minimum investment of EUR 375,000
Category 2:
Leasing property with a minimum rent of EUR 14,000 per year
Category 3:
Government contribution of EUR 30,000 (for purchase) or EUR 60,000 (for rental)
Category 4:
Philanthropic donation of EUR 2,000 Applicants must complete the property acquisition or rent agreement and make all required contributions before submitting their residency application.
RESIDENCY BY INVESTMENT
The Malta Residency Programme provides non-EU citizens and their families an opportunity in order to get a prestigious Maltese Permanent Residence Permit through investment. When applicants contribute to the country via real estate or even other approved routes, they can ensure a renewable 5-year residence permit. And, this allows them to live in Malta, enjoy visa-free travel across Europe, and benefit from Malta’s rich culture, English-speaking environment, and favourable lifestyle.
Processing Time
The average processing time for Malta Permanent Residence is approximately 4–6 months.
Holders of the Maltese residency permit can travel visa-free to 29 Schengen countries.
Applicants may choose to purchase real estate, lease a property, and make mandatory government contributions along with a philanthropic donation.
Real estate purchase: EUR 375,000 Property lease: EUR 14,000 per year Contributions and donations as per government requirements
Spouses, dependent children under 18, and parents above 55 years old may be included in the application.
Nxtcitizens guides individuals and families through the Malta Residency by Investment program, and offers support at every stage. From choosing suitable investment options to preparing documents and ensuring compliance, the professional team ensures a smooth process. Our advisory actually continues even after approval, and helps clients make informed decisions about their residency and future investments.
Key Program Features
No requirement to reside in Malta full-time to maintain residency
No interviews, language exams, or education prerequisites
Residence permits remain valid for five years with the option for renewal
The Maltese Permanent Residence allows visa-free access to 29 Schengen countries. Here, residents may also stay for up to 3 months in any Schengen state within a 6-month period, enabling flexibility for business or leisure travel.
Wealth and Tax Benefits
Investors may benefit from steady rental income on property
Non-residents are taxed only on income earned or transferred to Malta
Citizenship can be pursued later by applicants who live in Malta for more than 183 days annually and meet cultural and language requirements
The residency permit allows visa-free travel across 29 Schengen countries, that truly simplify mobility for business and leisure throughout Europe.
29
COUNTRIES
Investment Security
Applicants must invest in approved real estate or even rental options and make mandatory contributions. Nxtcitizens provide access to carefully vetted projects, and ensure that all investments completely comply with legal and program requirements, and offer both security and transparency.
Applicants must fulfil one of two main investment options, renting or purchasing property in Malta and making some mandatory contributions to qualify for this program.
Option 1
Real Estate Purchase
Minimum Investment
EUR 375,000
Government Fees
Government Contribution
EUR 30,000
Philanthropic Donation
EUR 2,000
Administrative Fee
EUR 50,000
Option 2
Property Rental
Minimum rent
EUR 14,000 per annum
Government Fees
Government Contribution
EUR 60,000
Philanthropic Donation
EUR 2,000
Administrative Fee
EUR 50,000
Malta truly has a strong due diligence process in order to ensure the integrity of its Residency by Investment program. And, this includes financial, criminal, and medical evaluation for all applicants and family members.
Application Fee For The Main Applicant
5,000 EUR
Each Dependent Child/Spouse
1,000 EUR
Each Dependent Parent/Grand Parent
7,500 EUR
Processing Fee
1,000 EUR
Due Diligence Fees For The Main Applicant
7,500 EUR
Due Diligence Fees For Each Dependent
5,000 EUR
1-2
Months
Initial Stage
Initially, sign the Retainer Agreement with Nxtcitizens and pay the first installment of professional fees. Choose your property or investment option, and then prepare all supporting documents.
3-4
Months
Government Evaluation and Investment Process
MIPA assesses each applicant’s eligibility, reviews their financial, criminal along with medical records and conducts due diligence on the investment. Once it gets approved, then applicants can complete the property purchase or contribution through approved channels.
4-6
Months
Residency Permit Approval
Applicants travel to Malta for biometric verification. After completing that, the resident permit is issued, and then the final professional fees get settled. Residency cards then delivered to the applicant.
Citizenship Option
Since this program primarily offers permanent residency, applicants may pursue Maltese citizenship later. Eligibility actually requires living in Malta for more than 183 days per year and meeting cultural and language requirements before applying.